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Terms and conditions

These terms and conditions regulate the use of and access to the website or internet service of the following entities of the group:

- BANK DEGROOF PETERCAM SPAIN, S.A.U. (hereinafter "the Bank"), addressed in Valencia, Plaza del Ayuntamiento nº 26, Tax Id A58891672, registered in the Commercial Register of Valencia, volume 10.412, sheet 175, page V-179.348, and registered in the Bank of Spain with the number 0200.

-DEGROOF PETERCAM S.G.I.I.C., S.A.U., an entity fully owned by the Bank, addressed in Valencia, Plaza del Ayuntamiento nº 26, with Tax Id A58373812, recorded in the Mercantile Registry of Valencia in volume 10.396, sheet 70, page V-178.938, and in the Registry of Management Companies of Collective Investment Entities of the National Stock Market Commission (CNMV), with the number 78.

- DEGROOF PETERCAM CORPORATE FINANCE SPAIN, S.A.U., an entity fully owned by the Bank, addressed in Barcelona, Diagonal nº 464, Tax Id A59801449, registered in the Commercial Register of Barcelona, volume 32.288, sheet 095, page B-16.463.

Purpose

The main purpose of this website is to provide information about the Bank and its group entities’s operations, products and services and to enable users/clients to make queries.

Terms of use

You undertake to make appropriate, proper and lawful use of the contents and services of the website. Illegal, unlawful activities or those that are contrary to good faith and public order are strictly forbidden as, in general, is any conduct that is detrimental to or infringes or induces an infringement of human dignity and the principle of non-discrimination on grounds of race, sex, religion, opinion, nationality or any other personal or social circumstance, or which is harmful to public health and the health of consumers and users or to the protection of adolescents and children. Any actions designed to impersonate another person or organisation, or interfere with, hack into, alter or disconnect the system, servers, networks or contents of this website together with non-fulfilment of any connection requirements are prohibited. The Bank reserves the right to exclude any user from the service with no advance notice and to take such measures as it may deem appropriate in order to prevent the conduct and activities referred to above.

Intellectual and Industrial Property

The contents of this website, including but not limited to text, images, trademarks, logos, audio and video files, buttons, software files, colour combinations and the structure, selection, order and presentation of its contents, are the property of Bank Degroof Petercam and/or those who have granted the latter a licence and are protected by intellectual and industrial property legislation, and their reproduction, distribution, public communication and transformation is prohibited save for personal and private use.

It is forbidden to copy, download, duplicate (wholly or partially), transfer (electronically or otherwise), modify, translate, create a link to, or make use of this Website and/or its contents for public or commercial purposes without prior written authorization from Bank Degroof Petercam (with the understanding that the users are allowed to download and print elements from the Website for private and non-commercial usage only, provided that the contents are not modified in any way, and that all mentions of copyrights, trademarks, and all other property rights are not modified). Specifically, photos and videos of individuals cannot be copied without prior written consent from Bank Degroof Petercam SA.

Bank Degroof Petercam Spain reserves the right to take legal action against users who violate or infringe intellectual and/or industrial property rights.

Disclaimer of liability

Bank Degroof Petercam Spain does not guarantee that access to its website will be uninterrupted or error-free, and nor does it accept any responsibility for or guarantee that content or software accessed through this website is uninterrupted or error-free and will not be harmful to the user.

Bank Degroof Petercam Spain does not accept any responsibility for and nor does it guarantee the results obtained from use of the information or content of this website for private purposes and under no circumstances will it be liable for any loss or damage of any kind that may be incurred due to accessing and using its website, such as for instance computer viruses or any other type of harmful component.

Bank Degroof Petercam Spain does not accept any responsibility or liability whatsoever for the information, content, products and services offered or provided via its portal by third parties or companies, and in particular for damage of any kind linked to the foregoing which may be caused by:

a) Lack of or deficiencies in the information provided to users or in its truthfulness, accuracy or sufficiency.

b) Breach either in part or in whole of obligations arising from contracts or pre-contract agreements

c) Breach of any obligations incumbent upon information society service providers.

d) Infringement of the rights of consumers and users.

e) Infringement of industrial and intellectual property rights.

f) Infringement of data protection legislation, professional confidentiality and the rights to honour, personal and family privacy and personal image.

g) In general breach of any laws, customs or codes of conduct that may be applicable.

Neither does Bank Degroof Petercam Spain accept any responsibility or liability for damage, losses, claims or costs arising from:

a) Interference, interruptions, faults, omissions, telephonic breakdowns, delays, blocking or disconnections in the operation of the electronic system brought about by defects, overload or errors in telecommunications lines or networks or by any other cause beyond the control of Bank Degroof Petercam Spain.

b) Illegal interference by means of malware contained in any type of communication, including computer or any other kind of viruses.

c) Undue or improper use of Bank Degroof Petercam Spain’s website.

d) Security or browsing errors caused by browser malfunction or the use of out-of-date browsers.

Bank Degroof Petercam Spain does not accept any responsibility for any information and other content included on websites or pages of third parties that can be accessed from Bank Degroof Petercam Spain’s portal through links or hyperlinks, nor for any information and other content included on websites or pages of third parties from which Bank Degroof Petercam Spain’s portal and any of its web pages can be accessed through links or hyperlinks, and nor for any information or content on any third-party website which is presented using the appearance and distinguishing symbols of Bank Degroof Petercam Spain, save with the express authorisation of the Bank.

Language

The full text of this website has been written in Spanish, English and French, all versions being considered as official, although the Spanish language version is a priority for its interpretation.